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Honest tools for real Singaporeans

Free calculators that answer the questions you actually Google. No fluff, no sign-up, no data collected.

Built in Singapore 🇸🇬

24
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Data collected
🚗 Transport & Cars 2 tools
🚗Building
COE Reality Check
True 10-year cost of car ownership. Buy new vs renew COE — with every hidden cost included.
Car buyers & owners
🚌Coming Soon
Car vs Public Transport
Break-even calculator. When does owning a car actually make sense vs Grab + MRT?
Everyone considering a car
🏠 Property 4 tools
🏷️Coming Soon
ABSD + BSD Calculator
Full stamp duty breakdown. Handles mixed-citizenship couples, remissions, and upgrading scenarios.
Property buyers
📊Coming Soon
Net Rental Yield
True yield after property tax, agent fees, MCST, vacancy. Not the inflated number agents show you.
Property investors & landlords
🏗️Coming Soon
HDB CPF Withdrawal Limit
When does your CPF run out for housing payments? When do you start paying cash? Finally clear answers.
HDB owners using CPF
🏢Coming Soon
Will I Get BTO?
Income ceiling, first-timer priority, and ballot odds by estate and flat type. The most anxious question young couples have.
Young couples applying for BTO
🏥 Healthcare & Insurance 3 tools
🛡️Coming Soon
Shield Plan Recommender
Compare Integrated Shield Plans by what matters to YOU — not a generic table. Age, budget, and coverage matched.
Everyone with MediShield Life
👴Coming Soon
Eldercare True Cost
Nursing home, home care, or helper? Full cost with subsidies, means testing, and MediSave limits. The calculator families desperately need.
Adult children planning for parents
💊Coming Soon
Chronic Disease Cost
True annual cost of managing diabetes, hypertension, or high cholesterol — with CHAS subsidies, MediSave limits, and polyclinic vs private costs.
Patients & caregivers managing chronic conditions
👨‍👩‍👧‍👦 Family & Life Stages 6 tools
🧹Coming Soon
Helper True Cost
Full annual cost of a domestic helper — levy, salary, insurance, medical, food allowance, and repatriation bond. The real number, not the ad.
Families with or considering FDW
🤱Coming Soon
Maternity & Paternity Leave
Government-paid vs employer-paid, shared parental leave, adoption leave. Who pays what, and for how long.
Working parents & expecting couples
🎒Coming Soon
P1 Registration Planner
Distance checker, phase eligibility, and ballot probability for Primary 1 registration. Plan early, stress less.
Parents with kids aged 3-6
👶Coming Soon
Baby Bonus + CDA
All-in-one view of Baby Bonus cash, CDA matching, and government grants — from birth to age 12.
New & expecting parents
🪖Coming Soon
NS Financial Reality
NSF pay, NS HOME awards at ORD, MediSave top-ups. Everything you're entitled to that nobody tells you.
NSFs & NS families
🏅Coming Soon
Senior Benefits Checker
Pioneer, Merdeka, Silver Support, CHAS — enter your birth year and see everything you qualify for. One page, no Singpass.
Seniors & their families
💰 Money & Tax 3 tools
📈Coming Soon
SRS Optimizer
Find your sweet spot SRS contribution based on income, age, and tax bracket. See exactly how much tax you save.
Working adults earning $40K+
🧮Coming Soon
True Cost of Living
Finally — a cost of living calculator for actual Singaporeans. HDB, hawker food, MRT. Not expat fantasies.
Everyone living in Singapore
🏖️Coming Soon
SG Retirement Number
How much do you actually need to retire in Singapore? Based on your lifestyle, housing, and healthcare choices — with CPF Life baked in.
Anyone thinking about retirement
🇸🇬

SG Household Snapshot

Coming soon — input your situation once and get every number that matters across all tools. One page. Your complete financial picture.