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Honest tools for real Singaporeans

Free calculators that answer the questions you actually Google. No fluff, no sign-up, no data collected.

Built in Singapore ๐Ÿ‡ธ๐Ÿ‡ฌ

24
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๐Ÿš— Transport & Cars 2 tools
๐Ÿš—Building
COE Reality Check
True 10-year cost of car ownership. Buy new vs renew COE โ€” with every hidden cost included.
Car buyers & owners
๐ŸšŒComing Soon
Car vs Public Transport
Break-even calculator. When does owning a car actually make sense vs Grab + MRT?
Everyone considering a car
๐Ÿ  Property 4 tools
๐Ÿท๏ธComing Soon
ABSD + BSD Calculator
Full stamp duty breakdown. Handles mixed-citizenship couples, remissions, and upgrading scenarios.
Property buyers
๐Ÿ“ŠComing Soon
Net Rental Yield
True yield after property tax, agent fees, MCST, vacancy. Not the inflated number agents show you.
Property investors & landlords
๐Ÿ—๏ธComing Soon
HDB CPF Withdrawal Limit
When does your CPF run out for housing payments? When do you start paying cash? Finally clear answers.
HDB owners using CPF
๐ŸขComing Soon
Will I Get BTO?
Income ceiling, first-timer priority, and ballot odds by estate and flat type. The most anxious question young couples have.
Young couples applying for BTO
๐Ÿฅ Healthcare & Insurance 3 tools
๐Ÿ›ก๏ธComing Soon
Shield Plan Recommender
Compare Integrated Shield Plans by what matters to YOU โ€” not a generic table. Age, budget, and coverage matched.
Everyone with MediShield Life
๐Ÿ‘ดComing Soon
Eldercare True Cost
Nursing home, home care, or helper? Full cost with subsidies, means testing, and MediSave limits. The calculator families desperately need.
Adult children planning for parents
๐Ÿ’ŠComing Soon
Chronic Disease Cost
True annual cost of managing diabetes, hypertension, or high cholesterol โ€” with CHAS subsidies, MediSave limits, and polyclinic vs private costs.
Patients & caregivers managing chronic conditions
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Family & Life Stages 6 tools
๐ŸงนComing Soon
Helper True Cost
Full annual cost of a domestic helper โ€” levy, salary, insurance, medical, food allowance, and repatriation bond. The real number, not the ad.
Families with or considering FDW
๐ŸคฑComing Soon
Maternity & Paternity Leave
Government-paid vs employer-paid, shared parental leave, adoption leave. Who pays what, and for how long.
Working parents & expecting couples
๐ŸŽ’Coming Soon
P1 Registration Planner
Distance checker, phase eligibility, and ballot probability for Primary 1 registration. Plan early, stress less.
Parents with kids aged 3-6
๐Ÿ‘ถComing Soon
Baby Bonus + CDA
All-in-one view of Baby Bonus cash, CDA matching, and government grants โ€” from birth to age 12.
New & expecting parents
๐Ÿช–Coming Soon
NS Financial Reality
NSF pay, NS HOME awards at ORD, MediSave top-ups. Everything you're entitled to that nobody tells you.
NSFs & NS families
๐Ÿ…Coming Soon
Senior Benefits Checker
Pioneer, Merdeka, Silver Support, CHAS โ€” enter your birth year and see everything you qualify for. One page, no Singpass.
Seniors & their families
๐Ÿ’ฐ Money & Tax 3 tools
๐Ÿ“ˆComing Soon
SRS Optimizer
Find your sweet spot SRS contribution based on income, age, and tax bracket. See exactly how much tax you save.
Working adults earning $40K+
๐ŸงฎComing Soon
True Cost of Living
Finally โ€” a cost of living calculator for actual Singaporeans. HDB, hawker food, MRT. Not expat fantasies.
Everyone living in Singapore
๐Ÿ–๏ธComing Soon
SG Retirement Number
How much do you actually need to retire in Singapore? Based on your lifestyle, housing, and healthcare choices โ€” with CPF Life baked in.
Anyone thinking about retirement
๐Ÿ‡ธ๐Ÿ‡ฌ

SG Household Snapshot

Coming soon โ€” input your situation once and get every number that matters across all tools. One page. Your complete financial picture.